I don’t know how many of you read my post last month about my 12 new habits, but instead of making new year’s resolutions this year, I decided to make a healthy new habit each month to improve my lifestyle. Since it is the last day of February, I am going to share with you all what I have been working on.
Derek and I decided that we wanted to buy a home at the end of November. To do so, we needed to start saving money! Derek has always been great with budgets, and numbers, so this was easy for him, I on the other hand enjoy spending my paycheck as soon as my bills are paid, which leaves me with nothing extra.
This month I decided to work on my personal budget, and work hard towards saving my money. Every morning, I check my bank account, and enter in my income and money spent on the day before into an excel spreadsheet that I have organized into categories. (Food, Bills, Fun) Sometimes, like bill day, I spend a lot of money, and other days I don’t spend any. Watching my money closely, and knowing exactly where it’s going has helped me not carelessly spend on things that I don’t really need.
For example: I spent $100.00 on groceries last week, and instead of spending money on food for lunch, I made a lunch for work. Why would I spend more money on food if I just barely spent $100.00 on the food in my fridge? This is something I would not ask myself last month. Instead, I would think “I have the money to spend, so I might as well.”
I am so thankful for my math genius husband who has helped me with my budget plan, and I am so excited to see how this new habit will affect my lifestyle.
Tomorrow is a new month, which means a new habit. I can’t wait to get started!
Onto the next adventure, Wren